Save with Confidence

Savers today are faced with a bewildering array of questions and choices.

• Should you save your money in the bank, earning little (or no) interest?
• Should you save your money in a policy, where you take a little more risk with the objective of achieving greater returns?
• Where is the best place to invest money today?

Before we start to answer these questions, we need to understand you. We need to clarify your savings objective, that is what you want your money to achieve, and when. Once we understand your goals, we then have a clear destination in sight. This might be to build a nest egg to pay for your children’s future education, or indeed to ensure you always have an emergency fund at your disposal. When we know the goal, we can then start planning the right path to get you there.

We also spend time determining your attitude to risk, and also your financial capacity to actually take risk. Will you lie awake worrying about every slight movement in stock markets, or are you able to ignore short-term noise and maintain a longer-term focus? Your attitude to risk is a key input into any investment recommendations that we make. This helps us determine whether you should save your money in the bank, or look at the alternatives available.

We will guide you towards a savings approach that best meets your circumstances and your needs. If you would like to discover how to achieve your savings goals, please give us a call.