Plan your Retirement

Enabling ourselves to live the life we want after retirement is an important goal for most of us. The steps taken now will shape your financial health in your latter years.

The good news is that due to the advances in medical science, we’re all living longer now than before. But this comes with a price. Your financial resources now need to be much greater to see you through this longer period.  And unfortunately you cannot rely upon the state to fund your lifestyle in requirement, as the old age pension system in Ireland only provides subsistence level benefits.

The retirement planning that you carry out in your working years is the key to accessing your desired lifestyle in retirement. It’s a pretty simple equation; the more you save now in a tax efficient manner, the more you will have to spend later in life.

Tax efficiency sit at the heart of retirement planning – there is a range of taxation benefits to support you in your retirement planning;

• Tax relief on the contributions that you make
• You pension fund grows free of any taxes
• You can take a portion of your pension fund out tax-free at retirement.

But just availing of the tax benefits is not enough. We help you identify your retirement objectives and how much money you will require when you eventually stop working. We then help you to identify how much you need to save now, to ensure you achieve those objectives and assist you in identifying the right pension vehicle to suit your specific circumstances.

We help you to develop your retirement plan at the outset, and then every year we review the plan to ensure you are still on course to achieve your objectives.

If you would like to find out more about how we can help you to achieve your retirement objectives, please give us a call.